Chris is an experienced Real Estate Finance lawyer, and has lead teams in Hugh James, Harrison Clarke Rickerbys and Capital Law.  Chris is a renowned networker and places service and relationship with his clients at the heart of everything he does.

Chris has developed a strong reputation in advising banks, funders and Borrowers in all manner of funder transactions.  Chris brings a keen commercial approach to finding solutions for his clients.

  • Acting for funders when they are lending to commercial businesses, third sector organisations and the care sector.
  • Acting for all of the Clearing Banks, and many challenger banks including Santander, DBW, Shawbrook Bank, Julian Hodge Bank and many others.
  • Has developed a particular skill in lending to the third sector maintaining relationships with funders such as Triodos Bank and WCVA.
  • Acting for Borrowers when they are faced with Funder due diligence.
  • Acting in the Insolvency sector with strong relationships with LPA receivers and the wider Insolvency community.

Chris’ practice has been built on the principles of:

Identify problems, suggesting commercial solutions and backing them with commercial advice.

  • Appointed by DBW following a tender process in an advisory role in the set up of the new funding scheme Self Build Wales.
  • Advised Handelsbanken on multi million pound portfolio re-finance.
  • Advised Julian Hodge Bank Limited on process and documentation for granted repayment holidays to borrowers at the onset of lock down.
  • Advised Julian Hodge Bank Limited on multi million pound re- organisation of debt from an existing Borrower Group of companies into a single, tax efficient vehicle.
  • Advised Welsh Vauxhall dealership in the re-finance of its banking facilities into Metro Bank Limited and subsequently the sale of one of its sites and security release.
  • Advising a private fund on the recovery process, including Insolvency advice, in relation to an 8 figure loan in default. This advice culminated in referral to an Insolvency practitioner and on-going advice throughout the appointment of administrators.


  • The Real Estate Team is ranked Band 1 in Chambers & Partners.

  • The Commercial Property Team is ranked Tier 2 in The Legal 500.

  • The Banking & Finance Team is ranked Band 2 in Chambers & Partners.

  • The Banking & Finance Team is ranked Tier 2 in The Legal 500.

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