James advises on all aspects of banking law and specialises in real estate finance in the UK and Europe. He has worked on development and investment transactions, advising borrowers, banks, institutional investors, debt funds and other alternative lenders on senior and mezzanine positions across a full range of sectors including residential, retail, office, logistics, care homes and hotels.

From his time seconded to the CMBS teams of Barclays Capital and Credit Suisse and to the structured property finance team at Barclays Bank plc, James has a detailed knowledge of lender processes and requirements.

*James Kilgour is a Consultant at Acuity Law working on a self-employed basis*

  • Structured property finance
  • Development finance
  • Cross- border property finance
  • Senior and mezzanine finance
  • Advising the lender on a £63m facility for speculative development across sites in the South East
  • Lead lawyer on EUR 565m facility from a German lender for the financing of a pan-European office portfolio
  • Acting for the borrower on a number of residential developments, including the £18m financing of flats in Bloomsbury and a luxury development in Mayfair, London
  • Advising debt fund on £40m refinancing of headquarters building in Surrey
  • Advising lender on £11m high end residential development in St Johns Wood, London
  • Advising hotel group on £25m refinancing of hotels in Soho and Amsterdam
  • Advising borrower on £10m debt finance facilities for management buyout
  • Acting for alternative lenders on development financings (residential and mixed use) in London and the regions with an aggregate development value in excess of £150m


  • The Banking & Finance Team is ranked Band 2 in Chambers & Partners.

  • The Banking & Finance Team is ranked Tier 2 in The Legal 500.

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